Diabetic with no insurance

So just like many people, I have no health insurance. I am a Type I diabetic who has been paying out of pocket for almost a year for diabetic supplies. As many know, these supplies are not cheap. I did not want to elect COBRA because it's much more than the cost of actually purchasing the supplies with cash.

Does anyone have any advice as to how to try to reduce some of the costs of paying out of pocket?

I have used Amazon for test strips and that seems to help, but it's the insulin and the insulin pump supplies that are the real kickers.

Any help and info would be greatly appreciated!

Thanks, Robin

Some drug companies have programs to provide free or reduced $ drugs to people w/o insurance depending on income. I'd contact the company that makes whatever insulin you use.

Also, have you asked you dr about getting any free samples?

Good luck -- hope you can get back on insurance soon!

if you don't mind me asking, what kind of pump are you using?

I will be in the same boat soon. I recently graduated college and I'm covered by my parents' insurance right now, but I can't find a full-time job, so I'll have no health insurance starting in a few months. Thanks for posting this topic, I'll be needing some tips too!

Ask your endo for insulin samples. Our endo gave us a ton last year.  Almost a year's supply.  Not sure about pump supplies though.  Couldn't  hurt to ask the pump company.

Just a note for anyone who might end up in this boat: 

Keep in mind that if you elect COBRA, and keep paying out the nose for that insurance until you can again get coverage, then you will immediately be covered under your new insurance. However, if you go for a period of time with no insurance, diabetes (and anything else chronic) is a pre-existing condition, and they won't cover the supplies for some period of time. So if you're only going to be job-less for two months, it is worth it to get COBRA, even though it's super expensive. 

Samples from your dr are a great place to start. The pump companies will sometimes be able to work with you to get your supplies to you at a discounted cost - call the customer service line and see what they can do. and pray for health care reform. 

Hi Robin,

I emailed the JDRF and they gave me some resources you can use:

There are pharmaceutical assistance programs offered directly by some drug companies for people with type 1 diabetes who have little or no insurance to help offset the cost of supplies or prescription medications.

You can try contacting the Partnership for Prescription Assistance (https://www.pparx.org or 1-888-477-2669) and/or the Together Rx Access Card (http://www.togetherrxaccess.com/Tx/jsp/home.jsp or 1-800-444-4106).

See http://www.jdrf.org/index.cfm?page_id=103442#ocho for more details.

Let me know if you need anything else.

 

Gina

Very good point, ajax, very good point.  One that probably doesn't cross most people's mind.