Realistically though, to get a 90 day supply of anything would cost a lot of money, considering the fact that most of our insurance companies wouldn't pay for that many supplies at once. If you think about, whether you are on a pump, pens or syringes, you need insulin and any form of how you take it I.E. enough syringes or enough insets or whatever. You would also need enough test strips to last you long enough. I just looked at my onetouch strips box yesterday and saw that without my insurance a supply of 100 strips is $187. I don't think I would ever pay that ever to get test strips.
actually my insurance company provides a discount if we order a 90 supply of prescriptions. Basically we're only paying for 2 months and they give us 1 month free. Obviously that 90 day supply diminishes as the 90 days go by, but with my pump supplies i'm given 4 boxes of infusion sets and 4 boxes of reseviors every 3 months. I never use that. So I think I would have enough if I needed to get by for any reason.
The insulin, I would just use what I have conservatively. For example, if I knew I didn't have enough novolog to cover meals and basal. I have a back of vial of lantus so I'd use that for basal and use the novolog (still via pump) for meals.
I have always done well in panic and emergency situations. I don't feel I would have a problem.
I had a problem last month with my medicine. My endo wrote out the wrong prescription and I didn't think to look at it before I gave it to the pharmacy because I've never had a problem like this before! And so when I went to pick it up, it was the wrong thing! I had a hell of a time trying to get what I needed. They needed my endo to write out a new prescription, and I had to pay $80 for something I get for $10. I've also had problems with getting things like test strips. You can't order more until about 1-2 weeks before you run out. Annoying insurance companies!