[b]Here are some of the changes taking effect as of September 23[/b] (Please note some of these will impact you when your insurance plan's year begins):
[b]No Pre-existing Condition Exclusions for Children:[/b] Insurers are prohibited from rejecting children under age 19 because of their diabetes.
[b]No Dropping the Sick:[/b] Insurers are prohibited from rescinding policies to avoid paying medical bills when a person is diagnosed with diabetes or has a complication related to diabetes.
[b]No Lifetime Limits on Benefits:[/b] Lifetime caps on benefit coverage are prohibited, and there are new restrictions on annual limits as well.
[b]Young Adults Can Stay on Their Parents' Plans Until Age 26.[/b]
[b]Right to Appeal:[/b] New protections provide consumers with a way to appeal coverage decisions to their insurance company and to an external review process.
In addition, earlier this summer, new high risk pools were established for people who could not get insurance because of conditions like diabetes, and seniors began receiving a $250 rebate for medications they previously had to pay for on their own. For more information about what you can expect from the new law and a timeline of when changes take effect, see the September issue of Diabetes Forecast® and healthcare.gov.